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How many years is the credit card valid?
1. Credit cards are usually valid for about 3 or 5 years. After the expiration date, it can't be used. If you want to continue to use them, you can contact the bank to replace them. The new card cannot be used until it is activated. After activation, the billing date and repayment date remain unchanged, and the original card function is inherited.

2. The validity period of a credit card is generally below the card number on the front of the credit card, and generally consists of four numbers and a slash, such as119, which means that the credit card will be invalid when it ends at19. If the newly applied credit card has not been activated, it cannot be activated after the expiration date.

1. What if the credit card expires?

1. If you want to continue using your credit card after it expires, you can contact the bank one month in advance and ask for a new credit card. Otherwise, you can't continue to use it after it expires, and some banks may issue you a new card before the credit card expires. If you don't contact in advance, you can prevent the address from changing and not receiving it. Or you don't want to use it, and you plan to cancel it. It is more troublesome to issue a new credit card.

2. After the credit card expires, the old card can still be used. After activating the new card, the original credit card is useless. Some people may forget to activate, and if the old card happens to be lost again, it will cause their own economic losses. So if you want to continue to use your credit card, you must remember to activate the new card in time.

3. Since the original old card can't be used after activation, it's best to cut off the magnetic stripe of the old card to avoid being stolen. Because the credit card will be automatically cancelled after it expires, but at this time it is only automatically cancelled, not automatically cancelled. In other words, your account still exists. If you don't want to use it, you need to go to the bank to apply for account cancellation.

Second, does it matter if the credit card is not activated?

After the credit card is verified successfully, there is generally no cost for not opening (activating), but it may affect the personal credit report, because the applied credit cards will be reported, which means that inactive credit cards also occupy the number of credit cards and credit lines that individuals can apply for.