1, wrong password

If you set the transaction password for the credit card after activating the card, then if you forget the transaction password, you will naturally be unable to use it. The solution is to reset/modify the password.

2. The available quota is insufficient.

If your credit card limit is only 3000 yuan, but the price of the goods you want to buy with your credit card is 3500 yuan, then your credit card is naturally helpless. If the available limit is insufficient, you can apply to the bank to increase the credit card limit, and the withdrawal result is subject to the bank's evaluation.

3. The credit card limit/frequency is limited.

① Online transaction: Some cardholders have set online transaction limits for their Guangfa credit cards, and if the limit is exceeded, the transaction will naturally fail.

② Single-day swipe amount: It is understood that the maximum single-day swipe amount of Guangfa Credit Card cannot exceed RMB 3 million or USD 450,000 or HK$ 3 million;

③ The number of swipes reaches the upper limit: Guangfa Credit Card stipulates that the number of swipes per day cannot exceed 20, otherwise the transaction will fail and RMB and USD accounts will be separated.

4. The card is temporarily frozen.

Sometimes the bank judges that your card is in an abnormal state and will temporarily freeze your credit card. It is natural that you can't swipe your card with a frozen credit card. In this case, don't worry. If the credit card is temporarily frozen for 7 days, it can be automatically unfrozen. If you want to unfreeze the credit card in advance, you can call Guangfa Credit Card Service Hotline and ask for unfreezing the credit card.

5. The credit card limit is unstable

If the credit card is not issued, the merchant informs that the consumption is unsuccessful. It is suggested that the merchant be required to cancel the transaction and provide the transaction cancellation voucher. If you pay again, you should keep the payment voucher.