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Can I transfer money by credit card?
Hello, don't worry. Credit card supports transfer. After all, credit cards mainly have two functions, one is to spend by swiping the card, and the other is to borrow cash in advance. Transfer is a kind of cash advance, which can be transferred. There are many ways to transfer money. For example, you can transfer money to UnionPay card of any bank at ATM (not limited to your name). You can also transfer money to your bank card (debit card) through online banking, mobile banking and telephone. But transfer, like cash advance, requires a certain fee and interest.

1. handling fee: the handling fee for RMB cash advance in China is 1% of each cash withdrawal amount, and the minimum fee is 10 RMB; The handling fee for overseas cash withdrawal is 3% of each cash withdrawal amount, and the minimum charge is USD 3 or 30 yuan RMB (USD 5 or 30 yuan RMB for American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card). There is no inter-bank handling fee for cash advance.

2. Interest: prepaid cash does not enjoy interest-free repayment. From the date of cash withdrawal to the date of settlement, interest will be charged at a daily rate of 0.5 ‰, and compound interest will be charged monthly.

To sum up, credit cards can be transferred, and transfer is actually the cash advance function of credit cards. And the transfer fee and interest to be paid for credit card transfer are the same as the cash borrowed in advance by credit card.