1. The main card applicant is over 18 years old and is a Chinese mainland resident with full capacity for civil conduct.

2. The age range of the applicant for the secondary card is 13 to 65 years old, and he/she must be an immediate relative of the main card holder.

3. Applicants need to have household registration or legal residence status in the city where they live.

4. The applicant has a stable job, legal monthly income and good repayment ability.

5. Applicants need to have a good personal credit record and no bad overdue records.

6. Applicants need to have deposits in Beijing Rural Commercial Bank or purchase wealth management products.