Cancellation is not allowed, and the early repayment operation with ICBC credit card cannot be reversed. You need to abide by the relevant provisions of ICBC's "Instalment Payment Business Instructions" and promptly return the amount of money recorded in advance before the due repayment date next month. Otherwise, failure to repay in time will incur corresponding liquidated damages and penalty interests, and may affect your personal credit report. . If you have financial difficulties and are unable to repay, it is recommended that you bring your valid personal identity document and credit card to the local card issuer for face-to-face consultation and communication as soon as possible. Whether you can negotiate repayment will be subject to the notice of the card issuer.

: 1. The ICBC car loan credit card is a credit card. The card used by ICBC for repayment is a credit card, but it cannot be used as a credit card. ICBC Car Loan Card will issue a car loan card for car installment business handled through car dealers, guarantee companies, insurance companies and other channels. This card is usually only used for car purchase installments and has no other value-added functions. If you need to use a credit card, it is recommended to apply for an ICBC credit card separately. The car loan card business of each branch is slightly different. If you need to handle post-loan business such as car loan card loan settlement or release procedures, mistaken deposits/mistransfers/guarantee fee withdrawals, loan or guarantee information inquiries, etc., please contact the lending bank. .

2. Application conditions for personal car loans: 1. Aged between 18 (inclusive) and 60 (inclusive), and have paid the down payment of the purchased vehicle; 2. If you are a foreigner Or residents of Hong Kong, Macao, and Taiwan, they also need to provide a contact person in the place where the loan is applied for, who has lived in the country for more than one year and has a fixed residence and occupation; 3. Provide pledge or collateral or third-party guarantee; 4. Open a personal settlement account with our bank; 5. Other conditions stipulated by the lending bank.

3. Choosing a credit card to purchase a car in installments not only allows car buyers to enjoy the low interest rate policy, but also reduces the possibility of being deceived. In particular, we need to pay special attention to the promotions of car manufacturers such as "0 down payment for cars", "0 interest rate" and "1 yuan loan to buy a car", and do not easily fall into the traps designed by car dealers and loan intermediaries. In order to increase sales, some car manufacturers and intermediaries actually launch these discounts on the basis of increasing car prices and agency fees, and some even have certain deceptive qualities to consumers.