For every RMB 1 spent with the Citi Gift Card, 1 Citi point will be accumulated, and for every USD 1 spent, 7 Citi points will be accumulated. With the Citi Rewards Card, you can enjoy 3 times points for overseas purchases, 2 times points for dining purchases, and 5 times points for purchases on your birthday (excluding overseas purchases and dining purchases). You can also accumulate points for Alipay/JD.com payments. When you swipe your Citi Gift Card to spend, you can accumulate 1 Citi Gift Mile for every RMB 12 spent or every USD 1 spent. Citi Miles Card can accumulate 1 Citi Miles for every RMB 25 spent on transactions paid through Alipay/JD.com. When using the Citi Gift Card RMB card at overseas merchants (excluding Alipay), you can accumulate 1 Citi Gift Card for every RMB 7 spent. When you swipe your card with the Citi Elite Card, you will accumulate 1.5 points for every RMB 1 spent and 18 points for every USD 1 spent. For transactions paid through Alipay/JD.com with the Citi Elite Card, 1.5 points can be accumulated for every RMB 2 spent. The Citi Premier Card RMB Card can accumulate 2.5 points for every RMB 1 spent on transactions at overseas merchants (excluding Alipay).