Quasi-credit cards can be overdrawn, but there is no interest-free repayment period for overdrawn funds, and interest is calculated from the day of overdraft, and it must be paid off in one lump sum, with no minimum repayment amount.
The quasi-credit card of Agricultural Bank of China has the functions of cash withdrawal and cancellation of transfer settlement, and can enjoy a certain amount of overdraft according to the regulations of the issuing bank, with a maximum period of 60 days.