Yes.

The "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" have corresponding provisions:

Article 54: After the cardholder applies for opening the card service beyond the credit limit, the card is issued The bank can only provide card usage exceeding the credit limit once in a billing cycle, and can only charge an over-limit fee once in a billing cycle.

If within two consecutive billing cycles, the cardholder continuously requires payment of over-limit fees to complete overdraft transactions that exceed the credit limit, the card-issuing bank must immediately stop the overdraft transaction after the end of the second billing cycle. Credit card service.

Extended information:?

Relevant legal provisions of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks":?

Article 65: When using a credit card Under the premise that the notification method is stipulated in the contract (agreement) or written agreement, the card-issuing bank shall notify cardholders of upcoming changes to credit card regulations, products and services, etc., in clear language at least 45 days in advance.

If both parties reach an agreement and sign an installment repayment agreement, the card-issuing bank and its card-issuing business service agency shall stop collecting payments from the cardholder, unless the cardholder fails to fulfill the installment repayment agreement.

Article 66: Card-issuing banks shall establish a credit card debt collection management system, standardize credit card collection strategies, authorities, processes and methods, and effectively control business risks. Card-issuing banks are not allowed to use a single assessment method for debt collectors based on commission on the amount of debt recovered.

Baidu Encyclopedia - "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"