It is simple and convenient for CITIC Bank to spend money in any currency in VISA Bank, repay in RMB and pay the credit card handling fee in all currencies. The overseas special preferential rights and services provided by CITIC's all-currency credit card have injected meaning into the real experience.
So this credit card is for consumption abroad. If the landlord doesn't often go shopping abroad, this credit card won't have that much effect. But if the landlord often goes shopping abroad, it will be very cost-effective. In consumption abroad, this all-currency credit card can be exempted from currency exchange fees. There is no need to queue up to buy foreign exchange, and there is no handling fee for buying foreign exchange online. At the same time, you can also enjoy VISA cash back from RMB 3,000, with a maximum cash back of $65,438+000 per card per month. Generally speaking, it is also very cost-effective ~
I hope my answer is helpful to the landlord!