The credit card applied online will be sent directly to the relevant bank outlets after being approved by the card issuing department, and then sent to the applicant by SMS. With valid documents (such as ID card and household registration book), it will be collected at the outlets designated in the SMS, such as the branch or outlets of XXX Road, XXX District, XXX City, with a term of XX years, X months, X days and XX years. After that, the business department will return the card to the credit card issuing headquarters.