Using the card credit is very simple. After each card payment, the bank will directly deduct the amount of the card consumption based on the balance of the card credit in the account, and return the deducted amount to Transfer it back to your credit card account.

1. About the credit card swipe fee

This is actually a very simple question. The reason why it is called the card swipe fee means that this amount is used to earn consumer feedback after daily swipe card consumption. At the same time, this amount can also be directly used to deduct the corresponding amount from the next card consumption. The difference between the card payment and the previous cash rebate is that the card payment has its validity period and scope of use. Of course, the most important point is that the card payment Cash cannot be withdrawn directly, but it can assume the consumption function of cash.

2. Scope of use of card credit:

Card credit is actually very convenient to use. It can be used at merchants designated for various Bank of Communications credit card activities! Moreover, these merchants are places that everyone often goes to, which is very practical! In addition, we need to remind everyone that the card credit must be used within its validity period. If there is any remaining balance after the validity period, it will be automatically invalidated.

3. How to use the credit card:

Using the card credit is very simple. After each consumption with the card, the bank will directly deduct the credit based on the balance of the card credit in the account. The amount generated by card consumption will be returned to the credit card account. If there are multiple credit card payments in the credit card account at the same time, the system will automatically deduct the amount that expires first according to the validity period, and it is Multiple credit card payments can be deducted together from the same card payment - it’s a mouthful to say! In a word, the bank's backend system will give priority to deducting the credit card funds in the credit card account, so we don't need to worry about the order in which the credit card credits are used. We only need to pay attention to the use period of the credit card credits to avoid expiration.

4. Channels for obtaining card swiping funds

There are actually many channels for obtaining card swiping funds. The most common one is the "Redtest Friday" activity of Bank of Communications Credit Card, which is held every Friday. If you plan to shop in the supermarket or refuel your car, you can get 5 credit points for the consumption amount. In addition, Bank of Communications is now launching a new points activity called "Additional Points for Happiness", in which new users who open electronic bills and use them continuously will have the opportunity to participate in 4999 credit points. Very big prize draw. Also, in the current Bank of Communications points activity, 5,000 points can be directly exchanged for 25 yuan of credit card credit, but this credit card credit can only be spent in the Bank of Communications Credit Card Points Paradise. To be honest, Bank of Communications' credit cards have always been relatively direct and powerful in terms of feedback, so you have to discover more channels for obtaining card swiping cash by yourself!