You cannot get the card on the day you apply for a credit card. Only debit cards can be obtained on the same day. It usually takes about 15 working days to get a credit card. Because applying for a credit card requires a certain amount of time for approval, the card must be printed and mailed after approval. These processes combined take a lot of time.

Generally, it will take more time to apply for a credit card for the first time, but if you have already applied for a credit card with the bank before, the bank review will be faster and it will naturally take less time. In addition, if you fail the qualification review, you may have to wait for a while to apply for a credit card again. Therefore, it is recommended that you prepare more complete information when applying for a credit card to help the bank conduct qualification review.

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1. Credit card, also called credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

2. It is impossible to get a credit card at the bank on the same day. Unlike applying for a debit card, applying for a credit card requires an review of the card applicant's qualifications. Even if the review is passed, there are still steps to produce the card and mail it. It will take about a week for the cardholder to submit the application and get the card if it is fast, and it may take a month if it is slow

3. my country’s relevant laws ("National Credit cards as stipulated in the Interpretations of the Standing Committee of the People's Congress on the Regulations on Credit Cards refer to electronic payments issued by commercial banks or other financial institutions that have all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposits and withdrawals, etc. Card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.