Credit cards are not used for saving money, but for spending or withdrawing cash.

1. Compared with ordinary bank savings cards, the most convenient way to use credit cards is for ordinary consumption, and there is no cash in the cards;

2. Can overdraw consumption, no deposit;

3. It is not only safe and convenient to swipe your card when shopping;

4. National access is barrier-free, and you can withdraw money or spend money on ATMs and POS machines with UnionPay logo.