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What legal responsibility should I bear if my credit card is seriously in arrears?
1. SMS reminder

2. Charge interest on overdue fine

3. Telephone reminder

4. Report the PBOC record

5. Remind again

6. Stop the card and transfer it to a collection agency or an outsourcing agency for collection (this is extremely difficult to hear, and you may call yourself a lawyer)

7. Send a lawyer's letter

Going to jail or paying back money

The amount stipulated in the general criminal law can be divided into three categories:

1. The amount is relatively large: generally, it is "more than 5-2 yuan"

2. The amount is huge: generally, it is "more than 5-2, yuan"

3. The amount is extremely huge: generally, it is "3, -1 yuan".