1, it may be that the credit card has not been used for a long time after activation, or the amount and frequency of credit card spending are too low.

2. There is a long-term overdue payment or a large overdue amount.

It may be that the bank thinks that the credit card is suspected of cashing out.

4. The credit card account is abnormal, which may be that the credit card was stolen. Generally, the credit card will be temporarily reduced with the consent of the cardholder to prevent the credit card from being stolen and causing greater losses.