Late payment fee for Everbright Credit Card

1. Late payment fee for Everbright Credit Card refers to the repayment amount when the cardholder’s actual repayment amount is lower than the repayment amount on the due date of the credit card. The unpaid portion will be subject to late payment fees. At the same time, the proportion of late payment fees is uniformly stipulated by the People's Bank of China, which is 5% of the unpaid portion of the repayment amount.

2. The late payment fee for Everbright Credit Card is 5% of the unpaid balance, RMB 1. It should be noted that the basis for late payment fees is the unpaid portion of the repayment amount.

3. The formula for calculating the late payment fee of Everbright Credit Card: late payment fee = (repayment amount - the amount paid as of the due payment date) × 5%