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What should I do if my credit card is overdue and I am restricted from spending too much?
Legal analysis: 1. Where a person whose consumption is restricted engages in consumption activities prohibited by these Provisions for the needs of his life or business operation, he shall apply to the people's court for approval. 2. During the consumption restriction period, if the person whose consumption is restricted provides effective guarantee or applies for the consent of the executor, the people's court may lift the consumption restriction order; If the person subjected to execution has fulfilled the obligations specified in the effective legal documents, the people's court shall, within the scope of the notice or announcement in Article 6 of these Provisions, promptly lift the consumption restriction order through notice or announcement.

Legal basis: Several Provisions of the Supreme People's Court on Restricting the High Consumption and Related Consumption of the Executed Person.

Article 8 If the person subjected to execution engages in consumption activities prohibited by these Provisions due to the needs of his life or business, he shall apply to the people's court, and it can only be carried out after approval.

Article 9 During the period of consumption restriction, if the person subjected to execution provides effective guarantee or the applicant agrees, the people's court may lift the consumption restriction order. If the person subjected to execution has fulfilled the obligations specified in the effective legal documents, the people's court shall, within the scope of the notice or announcement in Article 6 of these Provisions, timely lift the consumption restriction order through notice or announcement.