No.

Take the cancellation of a China Construction Bank credit card as an example. If you want to cancel the credit card account, you need to settle the card account first and then call the China Construction Bank customer service hotline 95533 (from abroad, please call 86-28-95533). Cancellation of account registration.

After registration, users are asked to cut off the magnetic stripe of the card by themselves (virtual cards such as E-pay cards do not need to be cut because they do not have physical cards). If there is no new account payable within 45 days, it will be officially cancelled. household. There will be no annual fee for the card after the account is officially closed.

If the user's credit card is an IC chip card and the electronic cash account has a balance, electronic cash consumption can be made at an acceptance terminal with the UnionPay QuickPass logo within the validity period of the card. It is recommended that you use the balance in your electronic cash account first and then contact CCB to cancel your credit card account.

Extended information

Methods to terminate application for China Construction Bank’s credit card:

1. If the review is rejected: the user does not need to pay attention;

2. Under review (except for interviews and co-branded card comparisons): You need to call 95533 to select "2 Credit Card Business" and apply for cancellation manually. Whether the cancellation is successful or not depends on the final processing result;

3. Co-branded card comparison process or approval: Card application cannot be canceled. After receiving the card (if there are any repayable accounts, the card account must be settled first), the user can call 95533 and cancel the card manually. If new customers apply through the self-service channel and have not received the interview text message, it is recommended to wait patiently until the next interview session.

4. Waiting for the interview: After receiving the interview SMS and card letter, there is no need to go to the branch for the interview. After three months (within three months from the day of the interview) the system will automatically end the application and you can apply on your own. Just cut the card and destroy it.

?China Construction Bank-How to cancel a credit card