1. The credit card debt is not repaid by family members when a person dies, but the corresponding debt needs to be repaid by the deceased's estate. If the debtor dies, if there is an inheritance under the debtor's name, the creditor may claim that the inheritance should be used to pay off the debts. According to the laws of our country, the taxes and debts that the decedent should pay according to law should be paid off when the inheritance is divided, but the necessary inheritance should be reserved for the heirs who lack the ability to work and have no source of income.

2. Legal basis: Article 1159 of the Civil Code of the People's Republic of China

When the estate is divided, the taxes and debts payable by the decedent according to law shall be paid off; However, the necessary inheritance should be reserved for heirs who lack the ability to work and have no source of income.

article 161

the successor shall pay off the taxes and debts that the decedent should pay according to law within the limit of the actual value of the estate obtained. If the part exceeds the actual value of the estate, the heir will voluntarily repay it.

if the heir abandons the inheritance, he may not be liable for the taxes and debts that the decedent should pay according to law.

Second, will the family members be required to repay the personal debts owed?

Whether the personal debts owed need to be repaid by the family members is as follows:

1. Personal debts will not be repaid by children or parents;

2. If the debt owed belongs to the husband and wife, the spouses need to bear the responsibility together.