Bank blacklist usually refers to the existence of bad records in personal credit records, such as overdue repayment and arrears. Entering the blacklist of banks may affect the credit evaluation and lending ability of individuals in banks, but it does not mean that they cannot apply for bank cards.

Generally speaking, you don't need to carry out credit evaluation when you apply for a bank card, you only need to provide valid identification and relevant information. However, if there are serious problems with the credit record, the bank may conduct a more rigorous review of the application or require more guarantee measures.