You can return your credit card by swiping it. According to relevant information, credit card swiping belongs to consumers' credit card consumption behavior. On the day when the consumer swipes the card, the consumer will return the money before the merchant checks out. Merchants can immediately return the returned money to the consumer's bank card through the UnionPay system. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.