At present, Ping An Credit Card has introduced bill installment and single consumption installment.
The number of bill installment and handling fee rate are as follows:
6[.68%, .9%], 9[.66%, .87%], 12[.64%, .85%], and 18 [.62].
the number of single consumption installments and the handling fee rate are as follows: 3 installments [%,1%], 6 installments [%,1%], 12 installments [%,1%], 18 installments [%,1%] and 24 installments [%,1%].
if the handling fee for 12 installments in 1 is estimated to be 83 months, the total handling fee is 996, and the specific handling fee is subject to the application.
1. Time for applying for bills by installments: The time limit for applying for bills by installments starts from one day after the bill is issued and can be applied until the due repayment date +1 day. For example, customers can apply for bills on the 5th of each month, that is, from June to 24th.
2. application time for single consumption by installment: during the period from the date of swiping the card to the date of the latest billing date, for example, the billing date of the customer is 5th, and the consumption is 23rd, that is, the application can be made from 23rd to 5th of the following month.
3. after handling the installment business, the installment amount of each installment is that the installment principal is evenly distributed to the monthly bill according to the number of installments, and the balance will be collected in the first installment. The handling fee is charged in each period, and the rate of handling fee varies with the number of periods. The installment amount and handling fee will appear on the monthly bill, so you only need to pay off the amount on the bill in full on time before the due repayment date.
The APPlication method is as follows:
1) After logging in to the new pocket bank app, click: Credit Card-More-Loan by installments, and apply according to the prompts;
2) Log in to the following link: Ping An Credit Card Online Banking; , through the "phased financial management" in the operation interface.