You can go to a business office to apply, or you can ask a salesperson to come to you, or you can apply online. Let’s share the general steps for online application.

First log in to the credit card website, select "Apply for Credit Card" - "New Customer Application"; then send your original identity certificate, work certificate and financial certificate documents; then the bank will review it based on your information. If it passes in the end, you will be notified of card withdrawal. Finally, you can activate the card to use it.

Bank credit card application conditions:

①Age requirements: Domestic residents must be between the ages of 18-65, and foreigners must be between the ages of 25-65;

②Job requirements: Have a stable workplace, income and fixed residence;

③Credit requirements: No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.

Bank credit card application materials:

① Identity proof information:

Copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a copy of the Mainland China Passport and a copy of the residence permit for more than one year; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year.

②Proof of work and income:

Salary proof or business card or badge with photo.

Proof materials that can prove good financial strength: copy of real estate certificate, copy of car driving license; copy of bank loan account (good credit, overdue not more than 60 days) or deposit certificate.