You can withdraw cash after activating it.

There are two ways to withdraw cash from credit cards:

One is to withdraw money directly from a UnionPay deposit and withdrawal machine. In this case, you can only withdraw half of the credit amount. For example, if the trust limit is 50,000, The maximum withdrawal limit is RMB 25,000;

Another common way to withdraw cash is to withdraw money from the POS machine. In the virtual messaging method, the merchant charges a small fee and gives you cash directly. And the bank doesn't know how you got it. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit.