You can try to apply through the bank yourself. If you apply for a CMB credit card, there is a local CMB, age 18-60. If you can provide ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license to your name. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of credit cards is subject to the final audit results.