Industrial Bank Credit Card Installment Payment Methods and Application Methods:

1. Consumption Installment

Consumption installment payment business is provided by the Industrial Bank Credit Card Center to eligible cardholders. Installment payment services provided by a person for consumption transactions that have been recorded but not billed in the current period. After paying a certain installment fee, the cardholder can repay the amount of consumption transactions that have been accounted for but not billed in the current period in equal installments according to the number of installments applied by the cardholder.

1. Application conditions: Consumer transactions with a single amount of RMB 100 or more and which have been accounted for but have not yet issued a bill can apply for the consumer installment business; Industrial Bank reserves the right to approve the application.

2. Application method: You can apply through Industrial Bank credit card online banking, mobile banking or customer service hotline 95561.

2. Bill Installment

Bill Installment is an installment payment service provided by the Industrial Bank Credit Card Center to eligible cardholders for their issued bills. After paying a certain installment fee, the cardholder can repay 90% of the unpaid portion of the consumption transaction amount of the RMB bill issued in equal installments according to the number of installments applied by the cardholder.

1. Application amount: The amount that cardholders can apply for the bill installment business is limited to 90% of the unpaid portion of the consumer transaction amount of the RMB bill issued, with a minimum of 100 yuan.

2. Application time: Cardholders must apply for the bill installment business after the current bill date and one natural day before the due repayment date (excluding the due repayment date).

3. Application method: You can apply through Industrial Bank Credit Card Online Banking or customer service hotline 95561.

3. Store installment

Store installment means that Industrial Bank credit card holders purchase goods (or services, the same below) at the shopping mall specially appointed by the Industrial Bank Credit Card Center. If the purchase If the total amount of goods reaches the minimum installment amount for shopping in the mall stipulated by the credit card center, apply for installment payment to the credit card center through the designated POS machine. After being approved, the credit card center will advance the total price of the goods purchased by the cardholder to the mall. The cardholder then divides the total price of the goods into several installments and repays it to the card center according to the agreement.

Application method: You only need to prompt the cashier when paying and request to use Industrial Credit Card to pay in installments. After the transaction is successful, just sign the purchase form, just like ordinary card consumption.