There is no interest-free period for credit card overdraft withdrawal, and the existing interest is used for overdraft withdrawal. The interest-bearing method of overdraft withdrawal is to charge 0.5 ‰ daily compound interest on a monthly basis, and the maximum daily limit of credit card overdraft withdrawal is 2000 yuan. Credit card overdrafts need to pay the corresponding handling fee.
Credit card withdrawals should be repaid on time and not overdue, which will affect personal credit, thus affecting cardholders' future financial lending and credit card applications.