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Will the bank remind you if your credit card is overdue?

The bank will not remind you when your credit card is overdue at first, but when it becomes serious, the bank will remind you to repay in these ways:

1. If you have not paid back for more than 30 days When you make a payment, the bank will tell you the overdue status over the phone.

2. If the payment is not repaid for more than 90 days, the bank will arrange collection personnel to visit the address you filled in when applying for the card.

3. If the payment has not been overdue through phone calls or door-to-door calls, and the payment is overdue for more than six months, the bank will apply to the court to require the cardholder to repay the money as soon as possible.

4. If none of these methods work and the debt is owed for more than one year, the bank will directly package the overdue funds and give them at a discount to an outsourcing collection company, which will be handled by specialized collection personnel.

I would like to remind all cardholders that since you have a credit card, you must use it reasonably and correctly. When swiping the card, you must make consumption according to your specific situation, and avoid blind and malicious overdrafts. Also ensure timely repayment