It is relatively easy to apply for: Communications, CITIC, Guangfa, China Everbright, etc.\x0d\ \x0d\ Generally, you need documents to prove your ability to repay stably, such as work certificates, income certificates, etc. Bank loans Here you go, always to see if you have the ability to repay. \x0d\ \x0d\The credit card limit is given by the bank based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal For financial assets and other items, one score range corresponds to one result, from not approved to approved, from low limit to high limit. After using the credit card for a period of time, you can also apply to increase the limit.