What are the uses of Union Quick Pass and how to use Union Quick Pass
What are the uses of Union Quick Pass and how to use Union Quick Pass
What are the uses of Union Quick Pass? Purpose
Mobile payment is becoming more and more popular in my country. In addition to Alipay payment and WeChat payment, there is also Union QuickPass payment.
Union QuickPass is an Internet mobile payment brand jointly launched by Bank of China and more than 40 commercial banks. It can not only make payments and receive payments, but also transfer funds, check bank card balances, and repay payments through the Cloud QuickPass APP. Pay a credit card, check credit card statements, view surrounding promotions, etc.
Let’s talk about the uses of Cloud QuickPass.
1. Transfer
You can transfer money to your bank card and the other party’s Cloud QuickPass account through the Cloud QuickPass APP. You can also complete face-to-face transfers by scanning the personal payment code. Cloud QuickPass transfers are all There is no handling fee, and there is a chance of receiving a red envelope after the transfer is successful.
2. Query bank card information
After binding the bank card to the UnionPay APP, you can query personal credit card information, such as account balance, transaction details, etc.
3. Query the credit card bill
After binding the credit card to the UnionPay APP, you can query the bill, repayment date, minimum repayment amount and other information. The credit card bill will appear. Changes will also be notified in real time.
4. Credit card repayment
There are many ways to repay credit cards, and Cloud Quick Pass is one of them. Currently, Cloud Quick Pass supports many credit cards. Use Cloud Quick Pass to repay. There are no fees for credit cards, and repayments are credited to your account immediately.
5. Check surrounding promotions
After turning on the positioning function of Union QuickPass APP, you can check the promotions around you in real time, and you can also check the remaining quota of promotions.
6. Consumption payment
When shopping in physical stores or online stores, you can scan the QR code to pay through the UnionPay APP.
How to use Cloud QuickPass
To use Cloud QuickPass, you first need to download the Cloud QuickPass APP, then register a personal account, bind personal information and bank cards, and then Functions such as payment, transfer, and bank card balance inquiry are available.
In addition, Cloud Quick Pass also supports pay payment. The Android phone needs to support NFC function. Bind the bank card to the phone. After setting the password, you can directly swipe the phone to complete the payment;
The iPhone needs to be iPhone 7 or above. Bind the bank card to the phone to complete the above payment.
Watches with NFC function, such as Lakala watches, iwatch, etc., can also bind bank cards and use the watch to pay.
How to use Union Quick Pass? Can Cloud QuickPass be swiped with a credit card?
How to use Cloud QuickPass? Can Cloud QuickPass be swiped with a credit card?
Cloud QuickPass is a mobile payment system launched by China UnionPay. Users can complete payment settlements in scenes with the UnionPay logo through their mobile phones. So how to use UnionPay Cloud QuickPass? Currently, the use of UnionPay Cloud QuickPass requires a mobile phone. After adding a UnionPay card, it can be used. Next, I will show you how to use Cloud QuickPass?
How to use UnionPay Cloud QuickPass
1. "Cloud QuickPass" first requires a mobile phone to support its function. Android users need a mobile phone with NFC function. iPhone users A UnionPay card will be added to the device.
2. Cardholders should go to the relevant bank to open mobile banking (the bank counter can handle it), and then generate a Zhang Yun flash card in the mobile banking application.
3. After meeting the above two steps, you can wave your phone at the POS machine (as long as the screen lights up close to the POS machine, there is no need to open the mobile banking application). This payment experience is more convenient, does not require a mobile phone to be connected to the Internet, and can better meet the needs of modern people.
Notes on using UnionPay QuickPass
Understand how to use UnionPay QuickPass, and then how to use UnionPay QuickPass to pay? Generally speaking, you should pay attention to the following points during use:
1. The available limit of the UnionPay Cloud QuickPass Card is the same as the limit of the physical card bound at the time of application.
All transactions with the QuickPass card are recorded in the account of the main card, and the main card bill will be used as the final bill when repaying.
2. When your mobile phone is accidentally lost, please call the bank’s customer service hotline as soon as possible, or go to a counter to report the loss of your UnionPay Cloud QuickPass card. The reported loss of the Cloud QuickPass card will not affect the use of the main card. When you get your phone back, you can call the bank's customer service number or go to the counter to take out the Cloud QuickPass card.
3. When the mobile phone is replaced, a new QuickPass card needs to be applied for the new mobile phone. You can use your original phone number to cancel the QuickPass card you applied for, or call customer service to cancel the card.
Can Cloud QuickPass be swiped with a credit card?
Here I want to tell you that credit cards can also use Cloud QuickPass. Just need to bind a credit card.
How to use Credit Card QuickPass?
Experiencing "Cloud Quick Pass" requires three major steps:
1. First, you need to have a mobile phone with near field payment (NFC) function, IOS system or Android system; Cardholders need to bind their bank cards in the mobile APP of their bank to generate a Cloud Quick Pass card, which is equivalent to a "substitute card" for the physical bank card; finally, UnionPay "Quick Pass" is available at the cashiers of supermarkets and shopping malls. In front of the marked POS machine, after the cashier enters the payment amount, the consumer only needs to light up the mobile phone and place it gently near the POS machine, enter the password after a "beep" sound, and the entire payment process is completed.
2. "Union QuickPass" does not require steps such as "unlocking, turning on the screen, and opening the APP". You can directly turn on the screen and "swipe your phone" to pay; while scanning the QR code to pay requires opening WeChat and Alipay. APP, enable the camera and the corresponding QR code scanning function, and the payment can be completed only after being connected to the Internet for confirmation.
Alipay Apple 12, ios14, Alipay version 10.2.3
WeChat Apple 12, ios14, WeChat version 8.0.13
1. Download and run "Cloud QuickPass" APP, click "Card Management", click "Add Card Now".
2. Enter the bank card, you can choose to enter it manually or scan it.
3. Check the credit code and personal information. After completion, the mobile phone will receive a verification code. Once the verification is successful, the binding can be completed.
4. You can use it to scan QR codes to pay merchants, automatically collect money and transfer the money to Cloud Quick Pass balance, recharge mobile phones, pay utility bills in "Public *** Payment" and other functions.
5. Click "Credit Card Repayment Function" to repay the credit card for free. If you sign in every day, you can also receive red envelopes.
3. Examples
Bank of Communications "Cloud QuickPass" is a new mobile payment product launched by Bank of Communications. After successfully applying for a Cloud QuickPass card through the Payout Bar APP, you can use your mobile phone Instead of physical bank cards, pay at POS machines and enjoy a convenient, safe and fast payment experience.
Product Advantages
1. Apply for a cloud card in seconds: log in to the Bank of Communications Pay Bar client and apply for a Cloud QuickPass card online quickly.
2. Instant Quick Pass: No need to open the client, unlock the phone screen, and place the phone close to the POS machine with the "Quick Pass" logo to pay.
3. Wallet slimming: the mobile phone and the bank card are combined into one, replacing the physical bank card to enjoy the fast payment experience of paying with one tap (mobile phone).
4. Advanced security: Use tokens, dynamic keys, cloud payment and other technologies to ensure the security of account information and payment.
What is Cloud QuickPass and how to use it
The latest version of Cloud QuickPass mobile QuickPass is an NFC payment method. Open the Cloud QuickPass APP and click "UnionPay Touch" "Touch", you can pay through the NFC sensor area on the back of the phone;
UnionPay Mobile QuickPass uses contactless technology as the core to realize offline contactless payment on mobile phones and other mobile devices, and supports remote online payment, including Pay and HCE products of Apple, Huawei, Samsung, Xiaomi, Meizu and Smartisan brands.
：
Cloud QuickPass is a non-cash mobile transaction settlement tool. Under the guidance of the People's Bank of China, China UnionPay joins hands with commercial banks, payment institutions, etc. All parties in the industry jointly develop, build, maintain and operate a mobile payment APP.
The Cloud QuickPass APP has inter-bank bank card management services. The Cloud QuickPass APP supports the binding of all domestic UnionPay cards and can manage 15 UnionPay cards at one time. The "Card Management" channel contains bank card closed-loop services. Users can complete professional financial services such as card application, inter-bank bank card transaction management, balance inquiry, bill inquiry, credit card repayment, and accounting in the UnionPay APP.
Using Cloud Quick Pass requires three major steps:
1. First, you need to have a mobile phone with near field payment (NFC) function and Android system;
2. Cardholders need to bind their bank cards in the mobile APP of their bank to generate a Cloud Quick Pass card, which is equivalent to a substitute card for the physical bank card;
3. Finally, in In front of the POS machine with the UnionPay QuickPass logo at the checkout counter of supermarkets and shopping malls, after the cashier inputs the payment amount, the consumer only needs to light up the mobile phone and place it gently near the POS machine, enter the password after a beep, and the entire process is completed. Payment process.
Advantages of Cloud QuickPass:
1. Hardware protection
The security chips built into NFC phones, bracelets, and watches have all passed safety testing and certification. It provides hardware-level protection for the safe storage of UnionPay card information, protecting stored ordinary information from illegal reading and confidential information from being tampered with.
2. Payment token
Following the international EMV payment tokenization specification, UnionPay newly generates a unique digital sequence for the physical UnionPay card, which is only used for payment on mobile devices, and Safely stored in NFC mobile phones, bracelets, and watches, avoiding the leakage of physical UnionPay card information.
3. Security
Cloud QuickPass products apply advanced security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour card loss protection services. For individual unexpected risk events, users' financial losses can be quickly resolved and users' legitimate rights and interests protected.
Disadvantages of Cloud QuickPass:
1. Some debit cards and credit cards are inconsistent with the physical card.
2. Deposit cards can be repaid through Cloud QuickPass, subject to card-less payment restrictions. The maximum limit for a single transaction is 2,000-50,000 yuan, and the maximum limit for a single day is 50,000 yuan.
3. Some banks have a limit on the number of repayments, usually 5 repayments per month.
This is the end of the introduction on how to use credit card Cloud QuickPass and how to use Cloud QuickPass to swipe credit cards. Did you find the information you need?