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Can bank cards still be used after death?

Bank cards can still be used after death.

1. After the death of a bank card holder, his/her legal heir, with his/her valid certificate, the legal heir certificate issued by the notary office and the death certificate, can report the loss of the password first, and the password can be reset after 3-5 days.

2. If there is no clear legal heir, in the order of spouse, children and parents, you can report the loss of the password first, reset the password after 3- 5 days, and then you can get it.

3. Spouse, children, parents, password reset business, household registration book and ID card are required. And the bank card holder's death certificate.

Extended information:

Article 4 of the Regulations on Savings Management: Disputes over the ownership of savings deposits involving transfer or payment procedures should be handled with caution.

(1) After the depositor dies, in order to prove his identity and have the right to withdraw the deposit, the legal heir shall apply to the notary office where the savings institution is located (where there is no notary office, apply to the county or municipal people's court-the same below) for the certificate of inheritance, and the savings institution shall handle the transfer or payment procedures accordingly. When there is a dispute over the inheritance right of the deposit, it shall be sentenced by the people's court. Savings institutions shall handle the transfer or payment procedures with the judgment, ruling or conciliation statement of the people's court.

(2) If the depositor is dead, but the holder of the certificate of deposit has not stated the inheritance process to the savings institution, nor has he taken the judgment of the court where the deposit is located, and directly went to the savings institution to withdraw or transfer the deposit before the depositor's life, the savings institution will regard it as normal withdrawal or transfer, and the savings institution will be irresponsible for the dispute over deposit inheritance caused afterwards.

(3) Overseas Chinese, compatriots from Hong Kong, Macao and Taiwan and other deposits in domestic savings institutions or deposits entrusted to banks for safekeeping, where the original depositor dies and his legal heir is in China, shall apply to the notary office where the savings institution is located for a certificate of inheritance on the strength of the original depositor's death certificate, and the savings institution shall handle the transfer or payment procedures of the deposit accordingly.

(4) For foreign citizens (including stateless persons) who have settled in China, the procedures for transferring or withdrawing deposits deposited in China's savings institutions are the same as those for citizens' deposits in China, and shall be handled in accordance with the above provisions. Foreign nationals who have concluded bilateral consular agreements with China shall be handled according to the specific provisions of the agreement.

(5) If the heirs are abroad, they can apply to the notary office of our country for the certificate of inheritance on the basis of the death certificate of the original depositor and the certificate of relatives certified by the Chinese embassy or consulate in that country, so that the savings institution can handle the transfer or payment procedures of the deposit. If the country where the heir is located is a foreign exchange forbidden country, when it is difficult to handle it according to the above provisions, the local overseas Chinese delegation, friendly societies, patriotic overseas Chinese leaders and friendly people can provide proof, and after being authenticated by the Chinese embassy or consulate in the country where he is located, he can apply to the notary office of our country for a certificate of inheritance, and the savings institution can then handle the transfer or payment procedures accordingly. If the country where the heir is located has not established diplomatic relations with China, it should be treated in a special way according to special circumstances. Whether the deposits inherited by heirs living abroad from domestic savings institutions can be remitted abroad shall be handled in accordance with the relevant provisions of China's foreign exchange control regulations.

(6) after the depositor dies, if there is no legal heir and no will, the employee deposits of enterprises, institutions, state organs and mass organizations owned by the whole people shall be turned over to the state treasury and nationalized according to the provisions of the financial department, as certified by the local notary office. Employees of enterprises and institutions under collective ownership may be transferred to collective ownership. This deposit turned over to the state treasury or transferred to collective ownership shall not be subject to interest.

References:

Baidu Encyclopedia-Regulations on Savings Management