What does CCB Credit Card, E-Pay Card mean?

CCB Credit Card, what does E-Pay Card mean?

Long Card e-Pay Card is CCB’s first online credit card. It is a virtual card, without a physical card, and can be applied for online in real time. After the customer successfully applies, he or she can obtain the validity period, security code and other information through SMS verification, and then perform a secure connection in mobile banking or personal online banking to open a new network. Pay the trip. The annual fee for the Dragon Card e-payment card is 580 yuan per card, and you can enjoy the preferential policy of no annual fee during the validity period of the card.

What does CCB Credit Card Family Card mean?

"Family Account" is one account with multiple cards. Each family card holder can set a separate password, and the card can be used independently in You can conduct various daily transactions such as deposits, withdrawals, and remittances on the same "family account" at CCB outlets, online banking, telephone banking, UnionPay ATMs, and POS, and you can check the account information at any time. For example, in families, whether it is for living expenses for children or filial piety money for parents, family accounts are more suitable. At the same time, they can also allow couples to know the status of each other's accounts, eliminating the trouble of sometimes having to present agency procedures when handling daily business. The same applies to the management of daily capital receipts and expenditures of small and medium-sized enterprises, such as corporate daily expenses, purchase purchases, and employee business expenses.

Is the limit of CCB’s e-payment credit card high?

It is said that the CCB Long Card e-payment card has a very high limit. Of course, the specific limit approval also depends on whether the personal qualifications are good.

What does China Construction Bank Credit Card gcb mean?

JCB is a world-wide international credit card. A combination of Mitsui Banking Corporation, Kyowa Bank, and Daiwa Bank, credit cards are currently issued and circulated in 190 countries and regions around the world.

JCB credit card can be used smoothly at domestic and overseas UnionPay and JCB merchants; overseas, you can withdraw local legal currency for cash advance transactions at ATMs with UnionPay and JCB logos around the world. Domestic transactions are recorded in RMB, and overseas transactions are recorded in Japanese yen.

What does CCB credit card visa mean?

VISA card refers to one of the international credit cards issued by any bank

1. Three basic functions: credit consumption , cash advance, transfer settlement;

2. Real credit card: consume first, repay later;

Late fee: 5% of the unpaid portion of the minimum repayment amount of each period;

Over-limit fee: 5% of the amount exceeding the credit limit;

Local peer cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;[1]

Local inter-bank cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;

Remote cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan; remote inter-bank cash withdrawal: 3 yuan of the transaction amount 1%, the minimum fee is 3 yuan;

Overseas UnionPay cash withdrawal: 1% of the transaction amount, the minimum fee is 15 yuan;

Overseas non-UnionPay cash withdrawal: 1% of the transaction amount, The minimum fee is US$3, the maximum fee is US$30;

Overseas emergency cash withdrawal: 1% of the transaction amount, the minimum fee is US$3;

Local counterparty overpayment recovery: 1% of the transaction amount, the minimum USD fee is 3 USD, the minimum fee is 3 yuan, the maximum fee is 30 USD;

Local inter-bank overpayment recovery: 1% of the transaction amount, the minimum USD fee is 3 U.S. dollars, the minimum fee is 3 yuan, the maximum fee is 30 U.S. dollars;

Overpayment recovery for overseas counterparts: 1% of the transaction amount, the minimum U.S. dollar fee is 3 U.S. dollars, the minimum fee is 3 yuan, the maximum fee is 30 US dollars;

Recovery of overpayment across banks in different places: 1% of the transaction amount, the minimum US dollar fee is 3 US dollars, the minimum fee is 3 yuan, and the maximum fee is 30 US dollars;

Overseas UnionPay overpayment recovery: 1% of the transaction amount, the minimum USD fee is 3 US dollars, the minimum fee is 15 yuan, and the maximum fee is 30 US dollars;

Overseas non-UnionPay overpayment recovery: 1% of the transaction amount, the minimum fee is US$3, the maximum fee is US$30;

Overseas emergency card replacement fee: US$175, gold card loss report fee is 0 yuan, regular card loss report fee is US$35;< /p>

Card replacement fee: 20 yuan;

Express fee: 20 yuan;

Handling fee for making (sending) a replacement statement: 5 yuan each;< /p>

Loss reporting fee: 50 yuan;

Password reset letter handling fee: 20 yuan;

Reviewing domestic purchase orders: 6 yuan

< p>View overseas purchase orders: Dual Currency Card $6 Dual Currency Card $6;

What does CCB Credit Card hq mean? Please

Have you exceeded your credit card limit? I was in the same situation before. I went to a branch for consultation, and the person told me that the H deduction seemed similar to me, but this kind of situation should not be a big problem. China Construction Bank does not charge over-limit fees, but the card cannot be used if it has no limit. If the limit is exceeded, the card cannot be used. After the part is repaid, the money is credited to the account, and the status of the card becomes normal.

Can the CCB credit card e-payment card be used as a physical card?

The e-payment card is CCB’s virtual credit card. You can apply for a new physical card on the CCB credit card homepage or the official website of the issuing bank.

What does CCB credit card balance mean?

The credit limit represents the credit card limit issued to you by China Construction Bank; the available limit represents the total amount you can spend now; the withdrawal limit represents the amount of cash you can withdraw with your credit card. However, CCB Credit Card Baidu Encyclopedia mentions: China Construction The limit for bank credit card overdraft withdrawals is set according to your card usage, and the maximum limit shall not exceed 50% of your credit limit. In China, the cumulative amount of cash withdrawals (cash withdrawals) per card per day does not exceed 2,000 yuan (excluding overpayment withdrawals at outlets); overpayment cash withdrawals refer to the funds you deposit in the card or the funds you overpay when repaying. take out. Under normal circumstances, the cash withdrawal limit of your card should be 5,000, and now it is 7,810, which should mean that 2,810 is the extra deposit you made.

If the balance is a positive number, it means how much money you owe the bank. If it is a negative number, it means how much more you have deposited into the card without repaying it temporarily.

What does CCB Credit Card Overseas Shopping mean?

Cha’s shopping, you can buy a large number of products at will.

What does CCB Credit Card U-Gold mean?

CCB Credit Card U-Gold means a standard platinum gold credit card.

Users can enjoy certain benefits and consumption.

Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when using the credit card to make purchases, and repayment will be made on the billing date (English: BillingDate) .

Credit cards are divided into credit cards and quasi-credit cards. Credit cards are issued by banks and give cardholders a certain credit limit. The cardholders can consume within the credit limit and then repay. A credit card; a quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the quasi-credit card can be overdrawn within the prescribed credit limit. The so-called credit card generally refers to a credit card only.

How to unlock the h-debit of CCB credit card

If the card exceeds the limit, as long as the over limit is paid off, the card status can be restored to use the next day.

What does CCB credit card h deduction mean?

Hello! H deductions represent overuse of the credit card, not bad credit. Hope it helps you, please adopt!

My WeChat payment was 180, but a credit card service fee of 0.68 was deducted from me. What does this mean?

Hello! H deductions represent overuse of the credit card, not bad credit. Hope it helps you, please adopt!

The difference between credit card type H and type A and type B cards

The differences are as follows:

①Type A accounts can handle all bank business, and the scope and amount of use are different. Restricted, high security requirements, suitable for large payments.

②Class B accounts can handle daily consumption, shopping and payment through this account

③Class B accounts are the same as Class A accounts. There is no limit on the account balance, while consumption, payment, The total daily cumulative limit for transferring funds to unbound accounts and withdrawing cash is 10,000 yuan, and the annual cumulative limit is 200,000 yuan.

Classification of bank cards:

Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.

In addition, bank cards can also be classified as follows:

1. According to different information carriers, they are divided into magnetic stripe cards and chip cards;

2. According to the issuing entity Whether it is divided into domestic cards and overseas cards within the country;

3. It is divided into personal cards and corporate cards according to the issuing objects;

4. It is divided into RMB cards according to the account currency. , foreign currency cards and dual currency cards.

That’s it for the introduction of h debit credit card.