Credit cards cannot be used for stock trading.

Credit card functions:

Credit cards are (consumer credit products) where you consume first and then repay, while debit cards deposit first and then use;

2. Credit cards can Overdraft, debit card cannot be overdraft;

3. Credit card has a revolving credit limit (revolving credit is the limit that the bank has approved for the cardholder to use, and the cardholder does not need to pay all the debt within the limit) If you only repay the required minimum repayment amount, you can maintain the credit record and reuse the cardholder's credit limit. There is no revolving credit limit for debit cards;

4. Credit card holders who repay the balance in full before the final repayment date will enjoy an interest-free repayment period for shopping purchases, but there is no interest-free period for debit cards;

5. Credit card deposits do not accrue interest. Credit card deposits are calculated based on the savings interest rate;

6. Credit cards are asset businesses, and debit cards are liability businesses;

7. Credit card issuance must meet relevant conditions (such as the situation of the work unit) , repayment ability assessment, personal credit record review, etc.), the debit card only needs to have an ID card;

8. Credit cards have anti-counterfeiting logos and UnionPay logos, while debit cards only have UnionPay logos. .