1, and the interest on the minimum repayment amount is the total repayment amount. According to the daily interest rate of 5/ 10000, the interest can be repaid in a short time, and the interest generated by using the minimum repayment amount for a long time for one year is amazing. By installment, interest is the monthly handling fee. If there is more money, it may not be paid for a month, and the handling fee is still not high.

2. Comparison of repayment amount: the minimum repayment amount is only110 of the repayment amount this month, that is, 1000 and 100, which is low. Repayment by installments, 3 months 1000 points, naturally more than 300 per month.

3. For example:

1000 yuan, the minimum repayment amount, 20 interest next month, and 12 expenses in installments. But if it takes three months, 12*3=36. You decided to hand in this 36 from the day you did it. Even if it's in the middle, it's only in the last few months.

4. Summary: So through summary, if you want to delay for one month, the amount is not very large, you can make the lowest amount. If it is too late to repay the loan before next month's bill date, it can be staged, which will take a long period and reduce the pressure. Important: Be sure to grasp the repayment date.

(The content of this article is contributed by Baidu knowing netizen Molly_summerZ)