Hello, it will be easier if you have a deposit. If you have a large deposit in the bank, or personal property such as real estate, you can apply for a credit card in a bank with deposits. However, to apply for a credit card, you must also meet the following conditions.

1. Credit card application conditions:

1, age18;

2. Hold a valid ID card;

3. No bad credit record;

4. Have a fixed work certificate;

5 proof of income stamped with the financial seal of the unit;

6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;

7. Social endowment insurance certificate.

II. The materials that must be submitted for handling a credit card are:

1, credit card application form (available in the bank window);

2. Original and photocopy of the ID card (you can take the original to the bank for copying);

3. Work certificate and income certificate (required to be stamped by the unit);

4. Non-local accounts also need to provide proof of residence;

5. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years; Business premises contract or ownership certificate (i.e. real estate license).

If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.