Rural commercial banks can indeed provide credit card services and meet certain application conditions. First of all, applicants must be over 18 years old and must have a stable career and source of income. The work unit should be located in their permanent residence. Both urban and rural residents can be considered. The application process includes filling out the application form and signing it. The main card applicant can even apply for up to 8 supplementary cards for eligible immediate family members or designated persons, but all cards enjoy the same credit limit.

When applying, applicants need to prepare relevant supporting materials. These materials include but are not limited to: copies of identity documents, such as resident ID cards, military officer certificates, etc.; work certification documents, such as work certificates issued by the unit, professional title qualification certificates, etc.; proof of income, such as salary records issued by banks, income tax withholding Certificate; and proof of residence, such as real estate certificate or mortgage down payment certificate. If the applicant owns his or her own car, a copy of the driving license is also required.

The above information comes from Shanghai Rural Commercial Bank’s credit card business regulations and Baidu Encyclopedia’s information about Shanghai Rural Commercial Bank. Specific application requirements and required materials may vary depending on the region and bank. It is recommended that Consult your local rural commercial bank directly for the most accurate information.