Legal analysis: after the card is overdue, it mainly affects personal credit information, but it will not affect users' taking airplanes, high-speed trains and other means of transportation. Only users who are listed as untrustworthy executors can fly. Of course, if the user maliciously fails to repay the loan within the time limit, is sued by the lending institution, and the court still refuses to repay the loan, then it may be listed as an executor of dishonesty.

Legal basis: "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"

Article 1 If the person subjected to execution fails to fulfill the obligations specified in the effective legal documents, and under any of the following circumstances, the people's court shall include him in the list of people subjected to execution for breach of trust, and impose credit punishment on him according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.