Can Pufa's overrun function only be used twice in a row?
If you want to use the Pudong Development Credit Card over the limit, you need to apply to the bank for opening this function. You can directly call the bank service hotline to apply for manual service. As mentioned earlier, after Shanghai Pudong Development Bank opened the over-limit function, there are restrictions on the amount and number of times.
The limit is generally 10% of the credit card limit. For example, a credit card with a limit of 10000 yuan can only exceed 1000 yuan; There are two restrictions on the number of times: online transactions can only exceed the credit limit once in a billing cycle and automatically close for two consecutive months. If you want to exceed the limit, you have to apply again, but it may not be able to open smoothly.
It should be reminded that no matter whether the function of Shanghai Pudong Development Bank can be used or not, it only temporarily increases the available credit card limit and cannot solve the fundamental problem. In addition, the repayment pressure of Shanghai Pudong Development Bank after the over-limit consumption is great, and the over-limit amount can only be repaid in one lump sum, and the installment and minimum repayment amount cannot be handled, which is a great overdue risk for cardholders with poor repayment ability.
If the credit line is not enough, it is suggested to find ways to increase the credit line of Shanghai Pudong Development Bank. Although there are many skills to increase the credit limit, they will never change. Cardholders should pay back on time while maintaining high-frequency consumption, and they can also contribute to Shanghai Pudong Development Bank by purchasing wealth management products by stages or occasionally. If you persist for 3-6 months, you will generally see the effect. Whether the credit limit can be successfully increased depends on the approval of the bank.
The above is "Pufa's overrun function can only be used twice in a row?" I hope it will help everyone.