For example, after shopping in Taobao, as long as the user does not confirm the receipt of the goods, the payment will not be transferred to the seller for the time being, but will be temporarily stored in Alipay platform, and this money is the customer reserve.
The People's Bank of China issued the Measures for the Deposit and Management of Customer Reserves of Payment Institutions, in order to standardize the management of customer reserves of payment institutions, protect the legitimate rights and interests of the parties, promote the healthy and orderly development of the payment industry, and maintain financial and social stability.
2065438+On June 7, 2003, the People's Bank of China promulgated the Measures for the Administration of Deposits of Customers' Reserves of Payment Institutions, which will take effect as of the date of promulgation.
The customer's reserve funds received by the payment institution must be fully deposited into the special deposit account for reserve funds opened by the payment institution in the reserve bank. The payment institution and the reserve bank or its authorized branch shall report to the branch of China People's Bank where the payment institution is located within 5 working days from the date of signing the self-provided payment agreement.
Extended data:
Yeepay is a pioneer and leader in the payment industry in China, and also a leading enterprise in Internet finance and mobile Internet. Yibaocheng was established in August 2003, headquartered in Beijing, with more than 1000 employees.
Yeepay has 30 branches in Beijing, Shanghai, Tianjin, Guangdong, Sichuan, Zhejiang, Shandong, Jiangsu, Fujian and other provinces and cities, leading electronic payment, mobile internet and internet finance.
Epro Public Welfare is one of the three public welfare platforms on the Internet. In order to give full play to the social value of electronic payment and actively practice corporate social responsibility, Epro has created a new model of online public welfare and advocated the concept of "charity for all".
Since its establishment in 2008, Epro has settled in more than 50 charitable organizations such as UNICEF, One Foundation and Foundation for Poverty Alleviation, and has played an important role in donation activities such as Wenchuan earthquake, Zhouqu mudslide and helping leukemia children. Especially in the Wenchuan earthquake, in just half a month, more than 70,000 netizens raised nearly 20 million yuan through Epro Charity.
20 13 12, leading the trend of mobile internet public welfare, launching the platform of mobile phone donation for Epro public welfare, and settling in the first batch of projects such as free lunch and public welfare on the way to school. In the same month, yeepay and the China Literature and Art Foundation launched the "Sunglow Project Special Fund".
Baidu encyclopedia-self-raised funds
Baidu encyclopedia -yeepay