What is the credit limit of Xingye Wisteria Credit Card? The credit limit of Industrial Bank is affected by the card level. The higher the level, the higher the limit. This Wisteria Flower card is divided into three levels: regular card, gold card, and platinum card (elite version). According to the limit range corresponding to the Industrial Credit Card card level, you can know the approximate limit situation: the maximum limit for regular cards is 10,000 yuan; The maximum card limit is 50,000 yuan; the platinum card limit is more than 50,000 yuan, up to hundreds of thousands or hundreds of thousands. However, everyone’s credit is different and their credit limit is also different. The specific quota is comprehensively assessed by the bank based on the application materials provided by the applicant and the People's Bank of China records. Factors that affect the comprehensive rating include the nature of the unit, academic qualifications, housing status, annual salary, marital status, number of dependents, etc. If you get a low-limit credit card, don’t rush to cancel it. After all, it’s easier to increase the credit limit on Industrial Bank credit cards.
So, how to increase the limit of Industrial Wisteria Credit Card? There is no trick to increasing your credit card limit. If you cannot provide the bank with sufficient financial proof, you can only increase your credit limit by swiping your card. So as long as you swipe your card more often, repay on time, and consume every month, you can't swipe your card randomly. You can apply to the bank for an increase after 6 months. The above is the relevant introduction to "What is the limit of Industrial Wisteria Credit Card? How to increase the limit?" I hope it will be helpful to everyone. Finally, I would like to remind you that the higher the credit card limit, the better. Don’t blindly pursue a high limit, as long as the limit can meet your consumption needs.