5000 yuan, one-time handling fee of 5000*4.2%=2 10 yuan.

Charge by installments, and the handling fee for each installment is 5000*0.75%=37.5 yuan. The total is 6*37.5=225 yuan.

2. The handling fee is divided into 12 installments, with 8.4% in one lump sum and 0.75% in installments.

5000 yuan, one-time handling fee, 5000*8.4%=420 yuan.

Charge by installments, and the handling fee for each installment is 5000*0.75%=37.5 yuan. Total, 37.5* 12=450 yuan.

Extended data:

The installment fee is equal to the total installment principal multiplied by the installment rate.

There are two ways to collect the installment fee: one-time collection and installment collection, in which the installment fee is equal to the total amount of installment principal multiplied by the installment fee rate, which is recorded in installments on the billing day after installment, and the one-time installment fee is equal to the total amount of installment principal multiplied by the installment fee rate, which is recorded in one lump sum on the first billing day after installment.

For example, if you successfully apply for the three-phase installment of 1 1,000 yuan and choose to pay the handling fee in one lump sum, the installment handling fee will be 1 1,000 * 2.55% = 25.5 yuan, which will be charged in one lump sum on the first billing day.

Industrial Bank Credit Card-Consumption Staging Business Q&; A