It is an Internet-based credit assessment platform that is legal.

According to the query on Xicai.com: Shuidi Credit is an Internet-based credit assessment platform. The data comes from formal channels such as government department public data, corporate public data, Internet big data, and netizen evaluations. It can provide users with personal credit assessment and credit services by evaluating various factors such as users' credit information and behavioral data. Shuidi Credit is a credit reporting agency registered with the People's Bank of China and an enterprise big data credit service platform supported by big data and Internet technology. It not only provides a full range of user credit assessment services, but also has a professional credit assessment team and efficient credit assessment technology to ensure the accuracy and reliability of user assessment results.

As a professional and reliable credit assessment platform, Shuidi Credit is committed to promoting the development of the entire credit service industry. It cooperates with a number of financial institutions, enterprises and government agencies to launch a series of innovative credit service products, such as credit cards, micro-loans, etc., and promotes the improvement and development of the credit service industry through practical actions.