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Is it fast to increase the limit of Jinshang Bank credit card?

1. Fast, but the following requirements must be met.

1. The credit card consumption reaches a certain amount, and the total consumption amount within half a year is at least 30 yuan.

2. Develop the habit of using credit cards for payment and increase the number of card purchases to an average of more than 10 transactions per month. It will be easier to increase the limit when reaching more than 20 transactions.

2. Contents related to credit card limit increase

1. Increase the number of credit card swipes: As we all know, the frequency of card swipes is indeed a criterion for banks to increase credit card limits. The more times you use a credit card, the easier it will be. Increase the amount.

2. Increase the amount of consumption: In order to increase the number of card swipes, many people will make some small purchases, but the effect is minimal. Although it is easier to increase the limit for large-amount purchases, you should try to control it within a reasonable range. If you make several large-amount purchases at the same merchant regularly, the bank will mistakenly think that it is a malicious cash-out.

3. Increase consumption merchants: Try to use credit cards at different merchants as much as possible. If it is too single, the bank will mistakenly think it is a malicious cash out. And try to use the card at the cooperative merchants of the card issuing bank to make purchases, which is more conducive to improving the overall score.

4. Maintain good credit: If you want to successfully raise your credit limit, you must not engage in bad behavior such as overdue payments during the use of the card, and you must complete the repayment within the repayment period. Maintaining a good credit record is a key point to increase the success rate of loan increase.

5. Apply for a limit increase independently: You can submit asset certification materials such as real estate certificates to the card issuing bank, take the initiative to apply for an increase in the limit with the customer service staff, or directly apply for a card with a higher limit.

6. Choose installment consumption: You can pay the bill in installments every six months, choose the minimum repayment amount, and pay a certain amount of interest, then the bank will be more willing to increase the amount, and this also examines our repayment Ability and credibility.

7. Proof of assets and good usage records in the later period play an important role in increasing the credit card limit. Although these techniques can provide a certain amount of help, in the end whether the limit can be increased and how much the limit can be increased mainly depends on Check the review results of the relevant card issuing bank in your location.