1. The overdue interest is calculated on a daily basis: after Minsheng Bank's credit card is overdue, the overdue interest will be calculated on a daily basis. The specific calculation method is to multiply the overdue amount by the overdue interest rate and then divide it by 365 days to get the daily overdue interest.

2. overdue interest rate: the overdue interest rate of Minsheng bank's credit cards is usually high, and the specific interest rate depends on credit card products and personal credit records. Generally speaking, the overdue interest rate will be much higher than the normal interest rate.

3. compound interest calculation: if overdue repayment continues to be accumulated, overdue interest will be accumulated and compound interest will be formed. This means that the overdue interest will be added to the original overdue arrears and will continue to accumulate in the form of daily interest.

To sum up, the overdue interest of Minsheng Bank's credit card is calculated on a daily basis, and the overdue interest rate is high, and the compound interest calculation method is adopted. Therefore, timely repayment is very important to avoid increasing the interest burden.

Extended information:

According to the relevant laws and regulations of China, the calculation method of interest on overdue repayment may be different, and it may be adjusted according to the specific policies of Minsheng Bank. Therefore, in the specific operation, it is recommended to consult the customer service of Minsheng Bank or refer to the relevant credit card terms and conditions.

In addition, please note that the above information is only for the general situation of interest calculation after the overdue credit card of Minsheng Bank, and the specific situation of each individual may be different. In order to avoid the accumulation of overdue interest and possible consequences, it is recommended to repay in time before the repayment date.