That’s a lot. Gold cards are generally controlled below 5W, so your limit of 3W is considered high. Banks also need to control risks. The higher the limit, the higher the requirements, and they will increase it for you later based on your repayment situation. In addition, since the limit can be temporarily increased after a period of use, it can usually be increased by 30% to 40%, while the central bank It is stipulated that the total limit of all credit cards opened by a natural person in various banks shall not exceed 50,000 yuan (of course, each bank does not implement the regulations, but it is impossible to easily give a person a limit of 50,000 yuan (if you dare, it will destroy the tacit understanding between the banks) ), so your 3W is considered high.