Consumer finance loan reminder SMS starts with 1 and 1069, and the SMS starts with 1069. What should I do if I am seriously overdue? Don't panic. After applying for a loan, if the borrower still fails to repay the loan within the time stipulated in the contract, the system of the lending institution will start to collect the loan. The general collection method is to send text messages or telephone calls in groups. What should I do if I start a message saying that I am seriously overdue? Don't panic, there is a way to deal with it!
1069 What should I do if the text message at the beginning says that I am seriously overdue?
When a borrower receives a reminder message, he first needs to distinguish between true and false. To be sure, the collection messages at the beginning of 1069 are generally true.
Because the number starting with 1069 is very common in commercial SMS platforms, based on the three major operators, it is easy to realize SMS group sending through the Internet and big data. Therefore, the collection message at the beginning of 1069 is also commonly used by large and small lending institutions.
After confirming that his loan is really overdue, the borrower needs to take the initiative to contact the lending institution or the collector. Tell each other that their current economic situation is difficult, and then negotiate a mutually acceptable plan according to their economic repayment ability.
If the other party refuses to accept negotiated repayment and chooses to sue the borrower, the borrower need not be too afraid. Because loan cases are generally civil lawsuits, the court will also organize borrowers to communicate with lending institutions before the formal hearing. The court will try its best to avoid causing too serious losses to both parties and protect their rights and interests.
If the borrower is not sure whether he really has loans overdue, he can directly call the platform customer service to inform the other party of his identity information, so that the customer service can make an inquiry. If the customer service does not find it, it is false news.
2. Emergency warning! Old routines and new cases! Beware of credit card overdue SMS fraud. Recently, there have been many fraud cases posing as bank customer service.
The criminals start with "1069" SMS service number.
Send a short message about "overdue credit card",
It is necessary to contact foreign fixed lines starting with "02 1" and "0 10".
And download video conference software such as "zooming" and "nailing" according to the requirements of the other party.
Later, on the grounds of running water or repayment, the victim was induced to put money into the designated account of the other party to commit fraud.
Police reminder
Regular bank customer service SMS
It's from the bank's fixed customer service phone.
Customers do not need to download any software to transfer money.
Anyone who asks a customer to download the tripartite video conference software in the name of a bank customer service staff,
And asking for a transfer is fraud! ! !
Source: Internet Fraud Terminator