Question 2: When is the credit card deduction point? What points are deducted?
These problems will not exist in a formal way, and they are completely free.
If you find an agent, it depends on how you discuss it.
Question 3: How to deduct money from the credit card applied by the bank through formal channels, such as the counter or the bank's official website application, is completely free and free of charge!
Question 4: Credit cards are generally debited. When did you apply for a credit card? First of all, if you have proof of work income, you can apply for a credit card at the bank with your ID card and proof of income. Second, there is no proof of work income. Now China Merchants Bank can handle credit card business with one card, which is not considered as proof of income. III. Reply within 15 working days after the general application is submitted, and approve it successfully within 15 working days until the card is received.
Question 5: There is no pre-swipe card, 20 points, what does the deduction point mean? In other words, if you apply for card approval, the intermediary will charge you a handling fee of 20% of the card amount; This is basically unreliable. Even if you apply for card approval, assuming the amount is 65,438+10,000, you will have to pay a handling fee of 20,000. Do you think it's worth it? You have to return this 20 thousand to the bank, unless you intend to overdraw maliciously from the beginning
Question 6: Do I have to deduct points for applying for a credit card? No need. Dear, you have the following application processing methods:
At present, all kinds of state-controlled banks and joint-stock commercial banks, whether national or regional, are actively encouraging consumers to apply for credit cards. They are also improving their service efficiency as much as possible in order to better serve consumers. Of course, because the standards of each bank are different, consumers may feel that some banks' credit cards are not easy to handle.
Generally speaking, China Construction Bank, China Agricultural Bank, China Bank and China Industrial and Commercial Bank have higher requirements for applying for credit cards and smaller credit lines. Generally speaking, joint-stock commercial banks are more efficient than state-controlled banks, and regional banks are more efficient than national banks. For example, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China Guangfa Bank have higher card handling efficiency and higher credit line approval.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards and the higher the credit card limit will be. So, here are some suggestions for you to apply for a credit card as soon as possible:
1. No matter which bank you handle, the more detailed your personal information is, the better. Especially materials that can prove your financial situation.
You can apply for a credit card online, thus saving the waiting time in the business hall.
3. If you want to apply for a large credit card, it is more troublesome to apply in the four major state-owned banks, so you can consider other banks.
Question 7: What are the rules after credit card processing? What do you mean it hasn't been processed before? What is the deduction point? If the credit for applying for a loan is 10, hello, if you apply for a China Merchants Bank credit card, there is an annual fee for the credit card. The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful application for China Merchants Bank Credit Card (except for Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fan Gold Card Miss KITTY Perfume Credit Card), the first-year annual fee will be reduced in advance by China Merchants Bank Credit Card or partners, and you will spend six times on a single card within one year after the card is valid (from the date of issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.
The annual fee is calculated from the card issuing date (the date is displayed below the credit card number, the previous date is the card issuing date, and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued in July 20 10, from August 20 10 to July 201year.
The applied credit card will not charge an annual fee before it is opened. This does not affect your credit.
After credit card consumption, you need to repay on time on the repayment date, so as not to affect your credit.
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Question 8: How to debit your credit card from your pos depends on how much your POS charges. At present, most of them do not exceed 0.38-0.5.
Question 9: How to calculate merchant deduction 12 for credit card deduction of 2000?