2. The so-called repayment date refers to the latest date stipulated by China Construction Bank that the cardholder should repay all the payable amount or the minimum repayment amount. The credit card repayment date of CCB is 2 days after the bill date. For example, the 5th of each month is the billing date, and the due repayment date is 25th of that month. The billing days available for CCB credit cards are: 2, 5, 7, 1, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27; The cardholder's billing statement can be viewed from the monthly bill. The credit card billing date of CCB can be adjusted, but it can only be modified once in a natural year.
3. The repayment date of CCB's credit card is 2th after the billing date. If your billing date is 24th, then the repayment date is 14th of next month, and the calculation of repayment date should be different from month to month. The billing date of a credit card is the day when the bank settles the cardholder's consumption repayment before the billing date (including the billing date) every month. After the billing date, a bill will be formed, which records the cardholder's consumption record, the amount of repayment and other information. The bank will mail the settled paper bill to the cardholder or send the electronic bill to the cardholder's mailbox after the billing date. The repayment date is the cardholder's repayment date, and it cannot be repaid later than the repayment date at the latest. Generally, the repayment amount should be repaid before the repayment date. If the repayment is made later than the repayment date, it will be overdue and the cardholder will have a bad credit record.
the billing date of ICBC's credit card is the end of each month, that is, the 3th or 31st, and the repayment date is the 25th of the following month. If you spend money on the 1st of the current month and repay it on the 25th of the following month, you can enjoy an interest-free period of up to 56 days. The billing date and repayment date of ICBC are fixed, which is better than that of other banks, which are not fixed. ICBC credit card installment payment is divided into 3, 6, 12, 18 and 24 installments, and the amount of each installment is the consumption divided by the number of installments, and the ICBC credit card installment payment fee is paid in the first installment. In short, the repayment date of ICBC's credit card is fixed, which is the 25th of the following month.