How to check the Agricultural Bank of China loan contract number
The Agricultural Bank of China loan contract number can be checked through two channels: bank branches and online banking:
1. Bank Outlets
Lenders can apply to check the loan contract number at the Agricultural Bank of China branch where the loan is processed with a valid identity document.
2. Online Banking
Log in to personal online banking through the official website of Agricultural Bank of China, or log in to mobile banking through the Agricultural Bank of China mobile client, and then click Loan - My in your personal account Loan, you can view the loan contract number on the My Loans page.
Operating environment:
Brand model: iPhone13
System version: iOS15.4
App version: v7.1.0
The Agricultural Bank of China (AGRICULTURALBANKOFCHINA, referred to as ABC, Agricultural Bank of China) was established in 1951. The head office is located at No. 69 Jianguomennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial level unit.
The Agricultural Bank of China is an important part of China's financial system. It provides a variety of corporate banking and retail banking products and services, and also carries out financial market business and asset management business. Its business scope also covers investment banking and fund management. , financial leasing, life insurance and other fields.
In February 2017, BrandFinance released the list of the top 500 global brands in 2017, and Agricultural Bank of China ranked 34th. In July 2018, the British "Banker" magazine released the list of the top 1000 global banks in 2018, and Agricultural Bank of China ranked 4th.
In 2018, it ranked 40th among the Fortune Global 500. In December 2018, the World Brand Laboratory released the "Top 500 World Brands 2018" list, and the Agricultural Bank of China ranked 340th. On July 22, 2019, the Fortune Global 500 list was released, and the Agricultural Bank of China ranked 36th. Bit.
In November 2019, it ranked 44th on the list of the top 100 Chinese enterprises along the Belt and Road Initiative. In December 2019, Agricultural Bank of China was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, it ranked 43rd on the People's Daily "China Brand Development Index" 100 list. On January 4, 2020, it won the "Sustainable Development Contribution Award" of the 2020 Finance Evergreen Award. How to check the loan contract number in online banking
To check the loan contract number in online banking, take Agricultural Bank of China as an example. The operation process is as follows:
1. Open and log in to the Agricultural Bank of China mobile APP.
2. Click loan.
3. Click on the loan amount.
4. Click on Personal Housing Loan.
5. Obtain the loan contract number.
Operating environment:
Brand model: iPhone13
System version: iOS15.4
App version: v7.1.0
Online banking, also known as Internet banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with account opening, account cancellation, inquiry, reconciliation, and in-bank banking through the Internet. Traditional services such as transfers, inter-bank transfers, credit, online securities, investment and financial management, enable customers to safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
In August 2008, the Agricultural Bank of China Head Office established the “Three Rural Areas” Financial Business Department to comprehensively promote the reform of the “Three Rural Areas” financial unit system across the bank.
In October 2008, the Agricultural Bank of China’s shareholding reform plan was approved by the State Council.
On January 15, 2009, Agricultural Bank of China Co., Ltd. was established at the Great Hall of the People in Beijing. This marks the basic completion of the joint-stock reform of China's state-owned commercial banks.
On January 15, 2009, Agricultural Bank of China was restructured from a wholly state-owned commercial bank into a joint stock limited company.
On November 3, 2009, the Agricultural Bank of China and Microsoft (China) Co., Ltd. signed a strategic cooperation memorandum in Beijing. The two parties will carry out all-round cooperation in areas such as financial electronic channels and bank back-end IT support systems. .
On December 10, 2009, ABC International Holdings Co., Ltd. opened in Hong Kong, and ABC accelerated its international strategic layout.
In 2009, Agricultural Bank of China comprehensively promoted business operation transformation, and its value creativity, market competitiveness and risk control capabilities continued to improve.
In 2009, Agricultural Bank of China comprehensively promoted business operation transformation, and its value creation, market competitiveness and risk control capabilities continued to improve. At the end of 2010, total assets exceeded the 10 trillion yuan mark, various deposits reached 8.99 trillion yuan, various loans reached 4.96 trillion yuan, the loan-to-deposit ratio was only 55.77%, the capital adequacy rate was 11.59%, and the core capital adequacy rate was 9.75 %, all at relatively high levels.
In 2010, Standard Chartered established a strategic partnership with Agricultural Bank of China and became the cornerstone investor of Agricultural Bank of China in its initial public offering in Hong Kong.
In July 2010, Agricultural Bank of China was listed on the Shanghai Stock Exchange, completing the leap into a publicly held bank. Where to check the Agricultural Bank of China loan contract number?
The Agricultural Bank of China loan contract number can be checked through two channels: bank branches and online banking:
1. Bank branches: the lender is handling the loan Agricultural Bank of China business outlets can apply to query the loan contract number with a valid identity document;
2. Online banking: log in to personal online banking through the official website of Agricultural Bank of China, or log in to mobile banking through the Agricultural Bank of China mobile client, and then Click Loan - My Loan in your personal account to view the loan contract number on the My Loan page.
The loan contract is a form of economic contract. That is, the lender will deliver the currency to the borrower for use, and the borrower will return a certain amount of currency and interest to the lender on schedule in accordance with relevant regulations, establishing an agreement on mutual rights and obligations.
In order to ensure its own safety, the lender requires that the borrower's financial condition (especially its liquidity) during the validity period of the loan contract must be at least comparable to the situation when it signed the contract. The clauses listed in the loan contract to safeguard the interests of the lender are called protective covenants (Protective covenant).
The loan contract itself simply indicates that the lender has the legal authority to take action if the borrower violates the terms of the contract. Otherwise, the lender will be bound by the terms of the loan it promised and will not be able to take corrective measures until the end of the contract.
The number of digits in the loan contract number of each bank is as follows:
1. Industrial and Commercial Bank of China: The loan contract number is 27 digits, the first field is 15 digits, the second field is 8 digits, and the second field is 8 digits. The three fields are 4-digit years.
2. China Construction Bank: The loan contract number is 21 digits, starting with the English HET, followed by 19 Arabic numerals.
3. Bank of China: Loan contract number is 13 digits.
4. Bank of Communications: The loan contract number is 20 digits, with English letters in the middle.
5. China CITIC Bank: Loan contract number is 13 digits.
6. Minsheng Bank: Loan contract number is 14 digits.
7. China Everbright Bank: Loan contract number is 14 digits.