Banks are institutions that provide various financial services, including loans. The conditions for banks to provide loans to customers vary from bank to bank, but in general, the following are some basic conditions for banks to provide loans:

1. Credit score: The bank will evaluate the applicant's credit record and credit score. The higher the credit score, the greater the possibility of applying for a loan.

2. Source of income: The bank will check the source of income of the applicants to determine whether they have the ability to repay the loan. Usually, banks will require applicants to have a stable job and get a relatively stable income from it.

3. Debt level: The bank will consider the debt level of the applicant to ensure that they have the ability to repay the loan. If applicants have too many other outstanding debts, they may be refused loans.

4. Collateral or guarantee: In some cases, the bank may require the applicant to provide collateral or guarantee as a guarantee for the loan. This can reduce the risk of banks and help ensure the repayment of loans.

5. Use of the loan: Banks usually ask applicants what they want to do with the loan funds to ensure that they are legal and reasonable.

In a word, the conditions for banks to provide loans are different, but the above conditions are the basis of most loans. If you want to apply for a loan, please know whether you meet these conditions and be ready to provide relevant information and documents to the bank.